Sr. Mortgage Loan Originator
4 Winners Circle
Albany, NY 12205
Direct Fax: 518-618-3267
NMLS # 31973
Jim Cardinal has more than 20 years of expertise in the mortgage industry. A lot has changed over the past two decades but Jim’s systematic approach has proven to keep the mortgage process smooth for his clients. He attributes his success as a mortgage originator to his listening skills and desire to put the needs of his clients first. He’ll take the time to discuss your short and long-term financial goals in order to help you choose the appropriate mortgage. Jim will be with you every step of the way to get you to the closing table on time so you can begin enjoying your new home. In his free time, Jim enjoys fishing and hiking in the Adirondacks but his big passion is coaching youth football and lacrosse.
I call Jim Cardinal my banking Angel! I know if he has qualified a customer/client that I don’t need to worry. The deal has always closed. Thanks for being responsive, knowledgeable and available on short notice! You are the best!! I think you have done 90% of my clients for the past 15 years."
- Kristin M
I have worked with Jim numerous times over the last 18 years. When my clients are working with Jim I know that they are in most competent hands, and nothing will or has ever gone wrong. Jim is always on top of things and one step ahead of everything. Jim has always had an answer or solution, and if not right when I call, he gets back to me within hours with a plan. Jim is top notch and 5 stars all the way, a dedicated professional.
- Jeffrey D
Jim really worked hard and dedicated a lot of time into getting me the best deal possible. He easily explained all my options and made my home financing experience a great one. This was my second home purchase and I had met with numerous financial company's. Jim was always there to answer all my questions and was willing to go the extra mile."
- Kevin W
We just refinanced our residential mortgage with Jim and were so pleased with the service, speed, flexibility, and final offer that we qualified for. Being self-employed, it was not easy for us to get approval. We are very grateful and enjoying our vastly lower interest rate."
- Christine P