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      • Purchase & Refinance
      • Meet the Mortgage Team

      Meet the Mortgage Team

      Daniel Alix

      Mortgage Originator
      NMLS# 1218367

      Leland J.D. Armsby III

      Mortgage Originator
      NMLS# 67385

      Nicholas Baratto, AMP

      Sales Manager
      NMLS# 1392603

      Renay Brandon

      Mortgage Originator
      NMLS# 13995

      Chris Canavan

      Mortgage Originator
      NMLS# 75086

      Jim Cardinal

      Mortgage Originator
      NMLS# 31973

      Andrea Charde

      Mortgage Originator
      NMLS# 1223194

      Linda DeLuke

      Mortgage Originator
      NMLS# 65371

      Alison Dennin

      Mortgage Originator
      NMLS# 763608

      Rachel DiAtlas

      Mortgage Originator
      NMLS# 1832474

      Elaine Dickinson

      Mortgage Originator
      NMLS# 65433

      Charles Eafrato

      Mortgage Originator
      NMLS# 481559

      Steven Ferris

      Sales Manager
      NMLS# 65457

      Christie Hoyt

      Mortgage Originator
      NMLS# 66573

      Andrew Jensen

      Mortgage Loan Originator
      NMLS# 1818905

      Bilal Kimble

      Mortgage Originator
      NMLS# 561641

      Bob Patnaude

      Mortgage Originator
      NMLS# 55477

      Jessica Pezzino

      Mortgage Originator
      NMLS# 812324

      Jessica Poissant

      Mortgage Originator
      NMLS# 1075387

      Kimberly Reilly

      Mortgage Originator
      NMLS# 309533

      Nicholas Scattareggia

      Mortgage Originator
      NMLS# 219880

      Rob Snyder

      Mortgage Originator
      NMLS# 58317

      Lexi Spadola

      Mortgage Originator
      NMLS# 1451374

      Will Spadola

      Mortgage Originator
      NMLS# 1333997

      Kathy Street

      Mortgage Originator
      NMLS# 66622

      Laura Sullivan

      Mortgage Originator
      NMLS# 1450674

      Jeremy Thomas

      Mortgage Originator
      NMLS# 68205

      Alexander Torossian

      Mortgage Originator
      NMLS# 56325

      Ginny VanAmburgh

      President
      NMLS# 54538

      Mike Moolick

      SVP Mortgage Sales
      NMLS# 64471

      Arthur Chuang

      SVP Servicing & Secondary Market

      Chrystal Muir

      SVP Mortgage Operations

      Josh Hebert

      Sales Manager
      NMLS# 54511

      Eric Cruz

      Sales Manager
      NMLS# 39075

      • Why Choose Us
      • Meet the Team
      • Contact Us
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      About Us

      • Why Choose Us
      • Meet the Team
      • Contact Us
      • Office Hours & Location

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      • First-time Buyer
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      • Mortgage Process FAQs
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      • Fees & Penalties

      Contact

      (877) 266-7722


      ˆClick any topic of interest to view terms and disclosures.

      Copyright © 2025 Homeowners Advantage
      Licensed Mortgage Banker
      NYS Department of Financial Services
      Principal Address: 4 Winners Circle, Suite 202, Albany, NY 12205
      NMLS Identifier: 309847

      Homeowners Advantage is a licensed servicer with the NYS Department of Financial Services. Complaints or requests for further information regarding Homeowners Advantage may be directed to the NYS Department of Financial Services by visiting the Department's website at www.dfs.ny.gov or by calling the Department's Consumer Help Unit at (800) 342-3736.

      Please direct any inquiries or complaints in relation to your mortgage to Homeowners Advantage at 4 Winners Circle, Albany, New York 12205, email inquiry@homeownersadvantage.com, or by calling the Mortgage Servicing Department at (518) 690-2232 option 5 or toll free at (877) 266-7722 option 5.

      Third Party Link Disclaimer: Linked websites are not under the control of Homeowners Advantage. We are not responsible for the content on the site and its privacy and security policies may differ from ours. We represent neither you nor the third party in the event that you enter into a transaction.

      • Equal Housing Lender
      • National Credit Union Administrator
        National Credit Union Administrator

      NCUA Notice

      Your savings federally insured by NCUA to at least $250,000 and backed by the full faith and credit of the United States Government.

      Arthur Chuang, SVP Servicing & Secondary Market

      A resident of the Capital District for most of his life, Arthur has enjoyed sailing on the Great Sacandaga Lake since he was 12. With a passion for providing quality service, he will help you chart a course toward successful home ownership. Arthur has more than 25 years of experience in loss mitigation and he looks forward to helping families come up with practical solutions that make sense and are easy to understand.

      Contact Information:
      Office: 877-266-7722

      Chrystal Muir, SVP Mortgage Operations

      With more than 33 years of experience in the mortgage industry, it's possible Chrystal may have already helped you close on a loan. A Schenectady native, she loves everything about her job and couldn't imagine doing anything else. When she's not spending time with her family, she's making it as easy as possible for your family to buy a home.

      Contact Information:
      Office: 877-266-7722 ext. 1424304
      cmuir@homeownersadvantage.com

      Ginny VanAmburgh, President

      A Capital Region resident her whole life, Ginny has been in the mortgage industry for more than 25 years and has a wealth of experience to share with her team. She has helped guide our mortgage division to become one of the most successful in the region and is often called upon as a workshop panelist. Sharing her knowledge with homebuyers and mortgage professionals is most rewarding for her.

      Contact Information:
      Office: 877-266-7722

      Josh Hebert, VP Mortgage Sales

      Josh has been in the mortgage business for more than 13 years, eight of them at Homeowners Advantage. He's lived in this area of upstate NY all his life and enjoys vacationing, spending time with his family and going to concerts. The best part of his job is helping people achieve their dream of homeownership.

      Contact Information:
      Office: 877-266-7722 ext. 1424302
      jhebert@homeownersadvantage.com

      Melissa Bruno, Director of Mortgage Experience

      Melissa has lived in upstate New York her entire life and has been active in the mortgage industry for more than 20 years. She loves hearing from you, whether it’s to give a shoutout or for feedback, she may even reach out to you just to check in and say hello! By utilizing her experience and knowledge, she strives to make your mortgage experience the best it can be.

      Contact Information:
      Office: 877-266-7722 ext. 1424264
      mbruno@homeownersadvantage.com