The pre-qualification consists of a short conversation, either in person or over the phone. We’ll crunch the numbers and help you find an affordable mortgage solution that meets your needs, allowing you to shop for homes within your price range.
We recommend that you work with a buyer’s real estate agent. Unlike a seller’s agent who works for the seller, a buyer’s agent works for you. Your agent will help you find homes in your desired price range, arrange showings and coordinate your offer – at no charge to you! The buyer’s agent will share the commission that is paid by the seller. You should speak with several agents before you decide who to work with. Choose someone who listens to your needs and has experience in the price range and neighborhoods you are targeting. We are happy to suggest real estate professionals who have been successful in helping other homebuyers.*
We recommend that buyers hire a real estate attorney to represent them through the process. It’s a small cost compared to the large investment you are about to make. You can choose your own attorney or we can recommend a real estate attorney who will typically offer a reduced price.*