

Purchase & Refinance
Great Rates are Just the Beginning of the Journey
What Would You Like to Do?
Purchase a Home
Get the support you need for this major purchase by keeping your mortgage team close to home. While you're house hunting, we'll handle the details.
More Than Great Rates
- $0 Down Payment Options
- Unique Solutions Built for You
- Local Experts, Personal Service
Refinance a Home
Lower your monthly mortgage payment, pay off your loan earlier, or maybe even both. When rates are low, it might be time to refinance your mortgage.
Help Every Step of the Way
- The Right Solution, Built for You
- Simple Application Process
- Cash-out Options
Learn the Buying Process
Whether you’re gathering info, going to open houses, or preparing to fill out your application, we have tools and resources for you.
Step 1: Pre-qualify
- Before: Research & Preparation
- During: Realtor & Attorney
- After: Application, Closing & Service
Fast Pre-qualification
Our pre-qualification process is quick and easy.
- Call us at (877) 266-7722
We’ll help you find an affordable mortgage solution that meets your needs. Then, we’ll give you a pre-qualification letter you can use to make your offer.


First-time Homebuyer
Our team specializes in helping first-time homebuyers make this important life decision.
We also help you find solutions with lower down payments, offer options with no PMI, and discover ways to lower your closing costs.
The home-buying process doesn't have to be stressful. Do it right the first time.
Feel at Home with Our Team
Finance your dreams and enjoy the home-buying journey with the Homeowners Advantage team.
Find answers to topics such as automatic payments, mortgage payoff, tax forms, home inspections, and more.
Questions about the servicing of your mortgage? The Mortgage Servicing team is here to help.
Find answers to topics such as automatic payments, mortgage payoff, tax forms, home inspections, and more.