Mortgage Education Center

The home-buying process is less complicated when you have information.

The home-buying process is a journey, and the Homeowners Advantage team is here to help guide you on that path.

What you need to know depends on where you are in your journey. Find your stage below to discover what you can expect along the way.

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Homeownership Stages

Before Purchasing

Learn about the mortgage process, make your plan, and build your team.

Learn and Prepare

Ready to Purchase

Get pre-qualified, collect documents, and check application status.

Set Yourself Up for Success

After Purchasing

Let us help you service your loan and answer questions.

Here for You Beyond Closing

Quick Tip: Don’t apply for anything else that would impact your credit score before and during a mortgage application.

First-time Homebuyer

The Homeowners Advantage team specializes in helping first-time homebuyers make this important life decision.

We also help you find solutions with lower down payments, options with no PMI, and other ways to lower your closing costs.

The home-buying process doesn't have to be stressful.

Discover Top Tips

How Much Can I Afford?

Buying a house is a major commitment, so it pays to do your homework in advance. Use our calculator to:

Gauge your price range before you shop
Dial in various loan rates and terms
Calculate monthly payments

Calculate Your Savings

Your Partner Every Step of the Way

"Superior service sets us apart. We hold the hand of each homebuyer, guiding their way forward."

- Ginny VanAmburgh, Sr. VP of Consumer and Mortgage Lending

Learning Center

Be Prepared

Learn what to bring and how to prepare for your initial meeting with a mortgage professional.

What Should I Ask About

What is a Purchase Contract?

Marking an offer kicks off the process that results in a purchase contract.

Learn What to Expect

10 Tips for Less Stress

For first-time homebuyers and veterans alike, these steps will help you prepare.

Show Me the Tips

Feel at Home with Our Team

Finance your dreams and enjoy the home-buying journey with the Homeowners Advantage team.